* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    line-height: 1.6;
    color: #1e2a3a;
    background: #fefefe;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 2rem 1.5rem;
}

header {
    background: linear-gradient(135deg, #1a4b6d 0%, #2a6f97 100%);
    color: white;
    text-align: center;
    padding: 2rem 0;
}

header .logo {
    max-width: 180px;
    margin-bottom: 1rem;
}

header h1 {
    font-size: 1.8rem;
    font-weight: 400;
    max-width: 800px;
    margin: 0 auto;
}

h2 {
    font-size: 2rem;
    color: #1a4b6d;
    margin-bottom: 1.5rem;
    text-align: center;
}

.steps {
    display: flex;
    flex-wrap: wrap;
    gap: 2rem;
    justify-content: center;
    margin: 2rem 0;
}

.step {
    flex: 1;
    min-width: 220px;
    background: #f8f9fa;
    padding: 1.5rem;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 4px 12px rgba(0,0,0,0.05);
}

.step-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.step h3 {
    font-size: 1.3rem;
    color: #2a6f97;
    margin-bottom: 0.75rem;
}

.note {
    background: #eef2f3;
    padding: 1rem;
    border-radius: 8px;
    text-align: center;
    font-weight: 500;
    margin-top: 2rem;
}

.benefits {
    background: #f0f4f5;
}

.benefits ul {
    max-width: 600px;
    margin: 0 auto;
    list-style: none;
    padding: 0;
}

.benefits li {
    font-size: 1.2rem;
    padding: 0.75rem 0;
    border-bottom: 1px solid #cbd5e1;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

footer {
    background: #0f2c3b;
    color: #cbd5e1;
    text-align: center;
    font-size: 0.9rem;
}

footer .footer-logo {
    max-width: 120px;
    margin-bottom: 1rem;
    filter: brightness(0.9);
}

footer a {
    color: #90cdf4;
    text-decoration: none;
}

footer a:hover {
    text-decoration: underline;
}

@media (max-width: 768px) {
    header h1 {
        font-size: 1.4rem;
    }
    h2 {
        font-size: 1.6rem;
    }
    .step {
        min-width: 100%;
    }
}